Review preview · Synthetic data only · No lender submission or live pricing

Personalized pricing

A rate only means something with its assumptions.

Live pricing is not connected in this preview. Request a personalized quote so rate, APR, costs, and scenario details can be evaluated together.

Pricing unavailable

Request your personalized rate

An authorized UWM or licensed pricing provider feed and permission to display pricing are required. We will not scrape authenticated systems or publish placeholder numbers.

Request by email

UWM rate-sheet source

Daily pricing status

Not connected · No prices shown
Lender source
UWM rate sheets (Brian's authorized account)
Delivery
Not configured
Scheduled refresh
05:00 ET daily
Scheduler
Not active — awaiting source access

How each sheet will be labeled

  • Current: Sheet effective today, validated, with its stated issue time.
  • Prior business day: 05:00 run found no new sheet yet, or weekend/holiday — shown with its real effective date.
  • Repriced: A later lender reprice replaces the earlier sheet; both times are kept.
  • Stale / failed: No valid recent sheet — prices hidden and staff alerted.
  • Unvalidated: Received but checklist not passed — never shown publicly.

Every quote will show the sheet's issue/effective time separately from our refresh time.

Required before any rate is published

  • Written UWM permission to receive and publicly display rate-sheet pricing
  • Authorized delivery method (API or permitted sheet delivery) — no scraping of authenticated EASE
  • Sheet issue time, effective time, and reprice notices parsed and preserved
  • Broker compensation and points/credits convention confirmed for displayed pricing
  • Loan-level price adjustments applied for the published example scenario
  • Fee set and APR methodology reviewed (Reg Z) for the example scenario
  • Scenario assumptions shown: loan amount, LTV/down payment, credit score, occupancy, purpose, property type/location, lock period
  • Compliance review of public rate advertising and disclosures
  • Scheduler and repricing checks tested end to end with alerting on failure

A wholesale rate sheet alone does not determine a borrower's rate or APR.

05:00 ET intent

Designed for a daily America/New_York refresh, respecting DST. It is not active yet.

Never relabeled

Previous-business-day pricing remains identified by its true source timestamp.

Auditable states

Current, stale, failed, unavailable, source and refresh times, history, and manual overrides are modeled.

Ready when you are

Let’s make the numbers personal.